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5 Low-Cost Small Business Ideas

Launching a startup sounds exciting, but it requires a lot of time, strategic planning, perseverance, and hard work. And, depending on the type of small business you want, it may require a significant...

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Return on Investment (ROI) Guide

If you invest in the stock market or have a retirement account, you want your holdings to produce good returns. For example, if you buy a stock for $20 a share and it increases to $40 a share, you...

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Return on Assets (ROA) Guide

If someone asked you how much profit your small business generates from its existing capital and assets, would you know the answer? If not, now is the time to find out. It is essential to know the...

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Capital Expenditure (CapEx) Guide

Think back to when you put pen to paper, wrote a business plan, and made your entrepreneurial dream a reality. Before getting your idea off the ground, you needed money for a list of startup costs....

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All About Business Valuation

If someone asked you how much your small business is worth, would you know the answer? If not, you are not alone. Many entrepreneurs cannot answer this question. The reason is, many variables and...

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What is Software-as-a-Service?

If there is a task that your small business needs to complete, such as storing documents, sharing files, managing projects, or checking inventory, there is a pretty good chance that an app or...

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What is a Letter of Intent?

If you own a small business, there might come a time when you need to negotiate a business transaction. For example, you may want to merge with another company, buy another business, or launch a joint...

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How to Spring Clean Your Business Finances

There is nothing quite like the early signs of the spring season. The air is fresher, flowers are starting to bloom, birds are chirping, butterflies are floating around the garden, and the sun is...

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What is an LLC?

Choosing a legal structure for your business is one of the most important decisions you will make. There are several types of structures to choose from, and each one is different when it comes to...

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SBA 504 Loan Overview

“It takes money to make money” is a saying that has been used for generations. As a small business owner, you have probably heard it – or said it yourself – quite often. The reason is that some amount...

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SBA Business Physical Disaster Loan Guide

When small businesses sustain physical damage from natural disasters, many problems can result. First, the company might need to close down temporarily to prevent further damage to the structure and...

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Liquidity in Small Business

If you want to evaluate the health of your small business, you can look at your sales revenues, profit margins, and return on investment. Sales revenues are the fuel that keeps your company running...

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What is Revenue?

For your small business to achieve success, it needs to generate revenue, also known as sales or the “top line.” Without revenue, you would not be able to maintain your daily operations. For example,...

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Electronic Logging Device (ELD) Guide

The importance of the trucking industry in the US cannot be overemphasized. Our nation’s truck drivers move over 70% of all freight from one destination to another. This includes food, beverages, raw...

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How to Become a Business Loan Broker

Small business owners shop around for the best loan terms and lowest interest rates and fees when they need funding. One way they do this is by working with business loan brokers, who have access to...

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Annual Percentage Rate (APR) Guide

“It takes money to make money” is a popular saying in the business world. If you run a small business, you have most likely heard it or even said it many times. That’s because money is needed to...

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EIN for Small Business: What to Know

Starting a small business is a big undertaking that involves lots of planning and a seemingly endless list of startup-related tasks. Whether you are selling products or services, or perhaps both, you...

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How to Manage Backorders

We’ve all been there. You are shopping in person or online for a particular product or item, but it isn’t available. You can either wait for it to come in or choose an alternative product or item. In...

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5 Benefits of Cloud Computing

As technology advances, it’s no surprise that new ways of doing business transpire. Although adjusting to new technologies can be challenging, small businesses that incorporate the latest trends and...

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Guide to B&B Success

The market size of the United States bed and breakfast (B&B) industry is $2.5 billion. More than 18,000 B&B establishments nationwide are used for leisure, tourism, and domestic and...

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